Build the beach home of your dreams on this exceptional gulf view lot located at 216 Monterey Ave in the sought after Santa Monica neighborhood of Panama City Beach, FL. Positioned just a short walk from the pristine white sands of the Gulf of Mexico, this property offers the perfect canvas for coastal living at its finest. As part of the Santa Monica community, you'll enjoy access to a private, gated, and dedicated beach reserved exclusively for owners and their guests. This lot is high and dry! Surrounded by vibrant local attractions, your future home will be in close proximity to the best of what Panama City Beach has to offer. Spend your days indulging in waterfront dining, shopping at Pier Park, or exploring exciting new destinations like the upcoming Topgolf. Whether you prefer a relaxing day on the sand or an afternoon of adventure, this property puts it all within easy reach. Don't miss your opportunity to create your own piece of paradise in this highly desirable neighborhood.