Perfect First Home in St. Cloud Now Offered at $230,000! This charming 2 bedroom, 1 bath home offers the perfect blend of character, space, and affordabilitymaking it an ideal opportunity for first time homebuyers! Located in the heart of St. Cloud with no HOA and 1,192 sq. ft. of living space, this move in ready property is full of potential and comfort. Step inside to find a bright and functional kitchen with a cozy dinette area, perfect for casual meals or morning coffee. Natural light fills the living areas, creating a warm and welcoming atmosphere throughout. The home also features Central A/C, ensuring year round comfort. One of the standout features is the partially finished upstairs, offering flexible space for a home office, creative studio, playroom, or even a potential third bedroom. Enjoy a spacious backyard with alley access, a detached storage shed, and plenty of room for outdoor entertaining, gardening, or future expansion. Additional highlights: Central air conditioning for comfort in every season Eligible for FHA 203(k) renovation financing, allowing buyers to include updates in their mortgage Preferred lender options may offer additional closing cost credit Zoned for Lakeview Elementary, St. Cloud Middle, and St. Cloud High School Conveniently located near the scenic St. Cloud lakefront, waterfront parks, local shops, dining, and downtown events Whether you're ready to stop renting, downsize, or invest, this home offers unbeatable value and flexibility in a desirable location. Schedule your private showing today!