Waterfront, city living tucked away on a quiet cul de sac in the Harbor Haven neighborhood! This classic Florida home offers 90 ft of Manatee River frontage, breathtaking sunsets, NO HOA, and direct Gulf access. A new seawall, private composite dock, Tiki Bar, boat lift, and RV parking with 30 amp hookup make this a true boaters paradise. The expansive layout offers a North Wing and a South Wing with the Kitchen in the middle a perfect floorplan for a lucrative Airbnb, guests, or multi generational living, featuring 4 bedrooms and 3 full baths. Three bedrooms provide private entrances plus multiple sunrooms showcase full water views, extending the living space and capturing the riverfront lifestyle. A dual entry covered breezeway welcomes you inside to a comfortable living/kitchen combo with granite countertops, a pot filler at the stove, and a spacious breakfast bar. The private 4th bedroom includes an ensuite bath and its own entrance, ideal for guests seeking privacy. Just off the kitchen sits a convenient wet bar, along with a large laundry room, interior workshop/storage area, and a plumbed steam shower space. Several split units control customized comfort throughout the home. Turnkey furnished and move in ready, this is an exceptional opportunity that cannot be duplicated, with flexible living spaces, and waterfront amenities, this home offers a rare blend of comfort, versatility, and true Florida coastal living.