One or more photo(s) has been virtually staged. Welcome to 9923 Bay Drive a waterfront haven where thoughtful renovations meet practical comforts. This light filled, single story home spans nearly 1,800sf, with 4 bedrooms, including an en suite Primary Bedroom and 2 full bathrooms. Fully reimagined inside and out: new soft close cabinetry; new stainless steel appliances; new HVAC; new water heater; fresh paint; modernized fixtures and fans; 5 1/4" baseboards and shoe moulding; electric fireplace encased in a natural, hand crafted stone entertainment center; and updated landscaping. Exit your double French doors to a covered screened enclosure overlooking the canal ready for coastal living. Just steps further is your private dock (with lift ready to re connect), perfect for boating mornings or sunset reflections over the Alafia River. A huge shed, freshly painted to match, gives you space for gear or hobbies. Nestled close to I 75 and US 41, you get the peace of riverside life without giving up quick access to Tampa and the rest of the region. NO HOA! or deed restrictions herejust the freedom to enjoy your slice of waterfront tranquility with real, modern comforts. Bring your furniture, your artwork and your boat! The rest is a turn key dream! SELLER OFFERING 2/1 RATE BUYDOWN WITH USE OF PREFERRED LENDER!