Price Improvement from motivated sellers! | No HOA or CDD Fees | Transferrable Flood Insurance Policy from current homeowner of 25+ years. Welcome to unparalleled waterfront living in this immaculately maintained 4 bedroom, 2 bath home located on a beautiful wide, deep water canal in desirable Apollo Beach with direct access to Tampa Bay! As you enter this unique tabby exterior residence, youre immediately drawn through the formal living and dining rooms to the stunning water view framed by sliding glass doors. The spacious kitchen opens into the bright and airy family room, featuring soaring cathedral ceilings, abundant natural light, and a cozy wood burning fireplace. A custom built library, accessed through French doors, adds charm and functionality to the open layout. Enjoy your morning coffee from the breakfast nook or breakfast bar, both of which lead out to a screened in patio and pool area showcasing breathtaking wide canal views, lush mangroves, and spectacular sunrises. The generous primary suite is a private retreat. Enter through elegant French doors to the en suite bathroom with double vanities, a freestanding soaking tub, a custom shower with dual rain showerheads, and a spacious walk in closet. The updated guest bath, renovated in 2023, includes a walk in shower with wave effect glass tile and sea glass pebble flooring for a coastal touch. Peace of mind comes with recent upgrades including: New roof (2023). Complete home re plumb with PEX (2024), New water heater, water softener, and electrical panel (2024), Pool resurfaced with Pebble Tec, new coping, and glass tile trim (July 2024), Two regularly serviced AC units. Located in the sought after community of Cobia Caywith no HOA or CDDyou can enjoy waterfront living without the fees. Ride your golf cart to the Apollo Beach Nature Preserve for fantastic sunsets, or visit local favorites like Circles, Finns, and Saltys. Just a short drive to Tampa, St. Pete, and Sarasota, this home is ideally situated for both relaxation and convenience. Bonus: This property did not flood in the 2024 hurricanes Helene & Milton. Dont miss your chance to own a true coastal gemschedule your private showing today!